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Coastal Living on a Budget: The Best Beach Cities in Orange County Under $1M

Beach Cities in Orange County

Coastal Living on a Budget: The Best Beach Cities in Orange County Under $1M

Yes, You Can Live Near the Ocean—Here’s Where to Look


When people think of coastal Orange County, they often picture multi-million-dollar mansions in Newport Beach or Laguna. And while those exist in abundance, there are still beach communities where you can find condos, townhomes, or small single-family homes under $1 million.


If coastal living is on your wishlist—but so is sticking to a budget—here are the best beach cities in Orange County to start your search.


1. San Clemente

San Clemente is known for its charming downtown, surf culture, and Spanish-style architecture. While oceanfront homes command a premium, you can still find condos and attached homes under $1M, especially inland from the beach or in master-planned communities like Talega.


Why locals love it:

  • Small-town beach vibe

  • Surf, sand, and sunsets

  • Walkable downtown with shops and restaurants


2. Dana Point

Dana Point is a beautiful harbor town with incredible views and more affordability than nearby Laguna Beach. The Lantern District and Capistrano Beach areas have several condo complexes and townhomes near the water under $1M.


Why it’s a smart pick:

  • Access to Doheny State Beach and the harbor

  • Ongoing revitalization adding long-term value

  • Less tourist traffic than neighboring beach cities


3. Huntington Beach (North & South Areas)

While central Huntington Beach prices can be high, neighborhoods just a few miles inland—like South Huntington or north of the 405—offer townhomes and smaller homes close to the beach, often under $1M.


What makes it great:

  • Classic SoCal surf town feel

  • Active lifestyle with beach paths, dog beach, and surf spots

  • Fun, casual community vibe


4. Seal Beach

One of OC’s best-kept secrets, Seal Beach is a quiet, walkable beach town at the north end of the county. The housing stock includes smaller homes and condos that fall under the $1M mark, especially east of PCH.


Why buyers love it:

  • Quaint small-town atmosphere

  • Top-rated schools

  • Easy access to both OC and LA


5. Laguna Niguel (Just Inland from the Coast)

While not directly on the sand, Laguna Niguel offers sweeping coastal views, and you can get to Salt Creek Beach in under 10 minutes. Condos and townhomes here are plentiful and often fall well under $1M.


Why it’s worth considering:

  • Coastal access without coastal prices

  • Beautiful hillside communities

  • Quiet, safe, and scenic


Final Thoughts

Coastal living in Orange County doesn't have to mean million-dollar budgets. With the right strategy and a bit of flexibility, you can enjoy the beach lifestyle—whether it's walking to the sand, biking along the coast, or enjoying ocean breezes from your balcony.


Need help finding the right fit for your budget and lifestyle? I’d love to help you explore the best coastal options for under $1M.


Ronnie Jenkins, Realtor


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